4. “MVP” becomes ambiguous

Avoid MVP in this framework unless it is explicitly qualified.

Marty has historically used MVP in the discovery sense as a test/prototype, while many engineering organizations use MVP to mean “first production version.” Those are very different things.

Clearer terms are available:

Discovery prototype
        ↓
productization commitment
        ↓
initial production slice
        ↓
subsequent production slices

For Wallet as an example:

Discovery prototype:
Can one-shot natural language reduce capture effort?

Initial production slice:
Common, determinate expense capture.

Later slices:
Ambiguous expenses
Income
Transfers
Wider reference/language coverage

That vocabulary removes a lot of ambiguity.